Personal Loan

we want to help you achieve your dreams. Whether it is wedding expenses, unforeseen medical bills, or funding your dream vacation! JMD Group can help you meet all these diverse financial needs and more with an unsecured personal loan. We have also made it extremely easy with a paperless and hassle-free Personal Loan application process.

Personal Loan Eligibility Criteria for Salaried Applicants:

Particulars	For Salaried Only	Required Documents
Age Limit	21 – 60 years	KYC – PAN, address and ID proof
Minimum Income (may vary across lenders)	Rs. 20,000 per month	Income proof, bank statement
Minimum Work Exp./ Business Continuity	1 year (6 months with current employer)	photograph
Credit Score	Preferably 750 and above

Rack Interest Rate	10.25% p.a. – 21.00% p.a.
Loan Amount	Rs.50,000 to Rs.40 lakh*
Benefits	Disbursal in 10 seconds for pre-approved customers and in four hours for other applicants Minimal documentation required Insurance options available

You should be employed at a private company, a public sector company, or with a state, central, or local government body.
You should be over the age of 21 years. The maximum age is 60 years.
The minimum income required is Rs.20,000 per month.
You should have an overall work experience of at least 2 years.
You should have been employed at their present organization for a minimum of 1 year.

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